We Provide Atlantic Canadians with Easy Access to Medavie Blue Cross Health Insurance

Blue Cross Protects Your Family

Life is Filled with difficult choices. Fortunately, Health Insurance doesn't have to be one of them.

By coming here, you've taken the first step towards getting Blue Cross health Insurance. Your second step is to find out if you are eligible to get a policy. The fastest way to see if you qualify is to speak to a local agent. They'll ask a few simple questions, and you'll know the answer in less than one minute. 

To contact a local agent by phone, please call ​902-240-2154. If you prefer email use the form to the right. In most cases you should hear back in less than 2 hours.

Once you know you are eligible, you can then choose the policy options that you want. Once you sign your individualized policy, you're done!

About Blue Cross

Blue cross is simply the Best Health Insurance coverage available in Nova Scotia! With Blue Cross you get the following:

  • no overall maximums on drug coverage. Once you reach $4500 in drug costs, everything beyond that is 100% covered!
  • Enjoy the convenience and cost-saving benefits of a Medavie Blue Cross card that is widely accepted by most healthcare providers, including pharmacies, physiotherapy clinics, and optometry clinics, as well as many other businesses. Say goodbye to the hassle of paying 100% upfront and waiting for a refund. With this card, you only pay your deductible upfront, making it co​nvenient, stress-free way to manage your healthcare expenses.
  • Blue Cross Health Insurance will never terminate you because you reach 65, or because of any illnesses that you may acquire after you are covered.

About Blue Cross

That is because the best time for you to get Health Insurance is before you get sick or seriously injured. There will never be a better time than today.

To get started, call Francis Kelly at 902-240-2154. If you'd prefer e-mail enter your name and one point of contact in the blue email form on this page. All it takes is a few minutes over the phone, or a few emails and we'll have designed a custom health plan that fits your needs. Then you'll receive your free, no-obligation quote to read at your leisure. The whole process costs you nothing until you actually agree to, and sign your policy. 

Please note that if you are uncomfortable with meeting in person, the entire process (right down to your final signatures) can be done virtually online, or by email. Your choice!


The Blue Cross ZERO Risk Policy

Did you know that buying a Blue Cross policy has ZERO Risk to you?

It's True!

If after the first month you need to cancel your policy (for any reason), there is no penalty, or any other hidden charges.

Frequently asked questions regarding Medavie Blue Cross Insurance

I'm healthy, why do I need health insurance?

Getting your health insurance while you are healthy is one of the best decisions that you can make. If you become ill or injured, it will be harder to get coverage, as a personal health plan will have to be underwritten. In addition, preexisting conditions are not covered, but in many cases after one year without any issues some preexisting conditions can be covered. A Medavie Blue Cross Plan will give you peace of mind knowing that whatever health issues life brings your way, you are protected!                          

Doesn't my provincial plan cover my health care?

Your provincial plan (MSI) provides a certain level of coverage for our residents such as surgeries or doctor visits, however, MSI does not cover prescription drugs, dental or even treatments that occur outside of the hospital or the doctors' office. We are responsible for these ourselves. Accidents and illness can be expensive and should you become ill or injured and unable to work, your coverage will pay for itself. Get your Elements Plan today!                          

What are the advantages of a Medavie Blue Cross Health Plan?

Our plans have no overall drug maximums (most other plans have annual caps). Our plans are for life. (Most other plans terminate at 65 or 70, just when you will probably need them the most.) After $4,500 in drug usage it's free: 100% taken care of. There are many options for claims including E-claims, E-pay, and Quick pay at our office in Halifax. The biggest advantage is me, I am here to help you every step of the way!                          

Can I afford to have health coverage? What does it cost?

An Elements Health Plan from Medavie Blue Cross can be tailored to your personal needs and price range which makes it very flexible and affordable. The premium is based on the age of the oldest adult, plan features and family demographics. For a business owner the premiums are tax deductible. For Individuals it can go on your tax forms under "medical expenses". Contact your tax advisor to see if you are eligible! Plans may be more affordable than you think!                          

Are my children covered after high school?

Your children can stay on your plan until age 21, or to age 25 if still attending a post-secondary educational institute. When your children outgrow your plan they can get their own plan without medical underwriting.                          

What information will I need to provide when applying for a health insurance?

To apply for Medavie Blue Cross, you will need to provide us with the following information:

1) Your mailing address

2) The name and birth date of all applicants

3) Banking Information for premium payments

4) Basic medical information for all applicants

Some kind words from our clients...